Paycheck Calculator
Enter your gross pay and the deduction rates on your payslip. The calculator shows your take-home pay for the pay period you choose and converts it to hourly, weekly, every-two-weeks, twice-monthly, monthly and yearly amounts. It works for any country because you enter the rates yourself.
Free · No sign-up
Results are estimates for planning only and are not financial advice.
How to use it
- Choose the currency, enter your gross pay and choose whether it is per hour, week, two weeks, half month, month or year.
- If you are paid by the hour, enter your hours per week.
- Enter your income tax rate, any tax-free amount and the social security and other deduction rates from your payslip.
- Read your take-home pay for the period you choose, the breakdown of each deduction and the table for every pay period.
Why use this tool
Hourly to salary
Convert pay between hourly, weekly, every two weeks, twice a month, monthly and yearly amounts in one step.
Any country
No built-in tax tables: you enter your own rates, so it works for any country, state or year.
Every deduction
Income tax with a tax-free amount, social security, pre-tax pension and health plans, other percentages and fixed monthly amounts.
13th and 14th salary
Set 12 to 16 monthly payments a year for countries that pay extra salaries in summer or at Christmas.
Clear breakdown
See each deduction, your taxable pay and the share of your pay you keep, plus a table for every pay period.
Private
Everything is calculated in your browser. Your pay is never sent or stored.
How take-home pay is calculated
Yearly gross pay = pay × number of pay periods per year. Hourly pay is multiplied by your hours per week and paid weeks per year; monthly pay by the number of monthly payments.
Pre-tax deductions, such as a 401(k) or a pension plan, are taken from gross pay first. Taxable pay = gross pay − pre-tax deductions − your tax-free amount.
Income tax = taxable pay × your average tax rate. Social security and other percentage deductions are worked out on gross pay, and fixed amounts are taken off every month.
Take-home pay = gross pay − all deductions. The calculator then divides it by the number of pay periods you choose.
Pay period conversion
How many of each pay period there are in a year, with an example for $25 an hour at 40 hours a week and 52 paid weeks:
| Pay period | Periods per year | Gross pay |
|---|---|---|
| Hourly | hours per week × paid weeks (2,080) | $25.00 |
| Weekly | 52 | $1,000.00 |
| Every 2 weeks (biweekly) | 26 | $2,000.00 |
| Twice a month (semi-monthly) | 24 | $2,166.67 |
| Monthly | 12 (or 13 to 16) | $4,333.33 |
| Yearly | 1 | $52,000.00 |
Typical payroll deductions by country
Rates change every year and depend on your income, region and family situation, so check your own payslip. Typical employee deductions are:
- United States: Social Security 6.2% up to the yearly wage base and Medicare 1.45% (plus 0.9% above $200,000), federal income tax withheld according to your W-4, and state and local tax in most states.
- Spain: IRPF withheld according to your income and family situation, and Social Security of about 6.5% (common contingencies 4.70%, unemployment 1.55%, training 0.10% and the MEI).
- Germany: wage tax according to your tax class, church tax of 8% or 9% of the wage tax if you are a member, and social insurance of about 20% to 21% (pension 9.3%, unemployment 1.3%, plus health and care insurance).
- Japan: income tax withheld each month, resident tax of about 10% of the previous year's income, and social insurance of about 15% (employee pension 9.15%, health insurance and employment insurance).
- Russia: personal income tax of 13% up to 2.4 million rubles a year and 15% to 22% above that; insurance contributions are paid by the employer, not taken from your pay.
- China: individual income tax with a basic deduction of 5,000 yuan a month (60,000 a year), and the employee share of social insurance and the housing fund (pension 8%, medical 2%, unemployment up to 0.5%, housing fund 5% to 12%), which is deducted before tax.
Average tax rate or top tax rate?
Most income taxes are progressive: higher parts of your income are taxed at higher rates. Enter your average rate, which is the total tax for the year divided by your taxable pay, not your top bracket. Using the top rate makes your take-home pay look too low.
To find your average rate, divide the income tax on a recent payslip by the taxable pay on the same payslip, or use last year's tax return.
Why the result can differ from your payslip
This calculator uses flat rates for every deduction. Your real paycheck may differ because:
- Progressive tax brackets make the tax rate on each extra unit of pay higher than your average rate.
- Social security often stops at a yearly earnings cap, or has a minimum or maximum base.
- Bonuses, overtime and extra salary payments can be taxed at a different rate in the month they are paid.
- Tax credits, family allowances and deductions for children are not included.
- Some countries tax part of your pay at a local or regional rate.
- Your employer may round amounts or spread annual items differently over the pay periods.
Frequently asked questions
How do I convert hourly pay to a yearly salary?
Multiply your hourly pay by your hours per week and by 52 weeks. At 40 hours a week, $25 an hour is $52,000 a year, or about $4,333 a month.
What is the difference between biweekly and semi-monthly pay?
Biweekly pay comes every two weeks, 26 times a year. Semi-monthly pay comes twice a month, 24 times a year, so each semi-monthly paycheck is slightly larger.
What tax rate should I enter?
Enter your average income tax rate: the total tax divided by your taxable pay. You find it on your payslip or last year's tax return. Do not enter your top tax bracket.
What is the tax-free amount?
The part of your yearly income that is not taxed, such as a personal allowance, a standard deduction or the basic deduction in China. It is subtracted before the tax rate is applied.
Why is there no tax table for my country?
Tax rules differ by country, region, year and family situation, and they change often. Entering your own rates keeps the calculator correct for anyone, anywhere.
How do I handle a 13th or 14th salary?
Open More options and choose 13 or 14 monthly payments. The yearly amount includes the extra payments, and the weekly and hourly figures spread them over the year.
Is my salary sent anywhere?
No. The calculation runs in your browser. The page only remembers your currency and the pay period you show on this device.
How to Read Your Payslip and Estimate Take-Home Pay
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